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Classic car insurance, sometimes called collector car coverage or specialty auto insurance, is appropriate for vehicles that are not daily drivers and have historic or collectible value. Here’s how it is different from standard auto insurance: Agreed value coverage: Unlike standard policies that pay out actual cash value (which factors in depreciation), classic car insurance […]

Owning a classic car is a dream for many enthusiasts, but it often comes with unique responsibilities, especially when it comes to insurance. Unlike standard auto insurance, classic car insurance is tailored to financially protect vintage vehicles that are often more valuable and less frequently driven. But how much does it actually cost to insure […]

Businesses that have commercial auto insurance should be aware that their drivers’ records are more than just paperwork; they’re one of the biggest factors in determining your premium. If your business operates vehicles for deliveries, service calls or equipment transport, understanding how driver history affects your rate can help you manage costs and avoid surprises. […]

If someone breaks into your home and steals your belongings, you may wonder if your homeowners insurance policy may cover the loss. Review your policy and learn its inclusions to avoid surprises when filing a claim.   Does My Homeowners Insurance Cover Theft? Most homeowners insurance policies cover theft, including break-ins and stolen personal property. […]